Archive for February, 2010
Selling Shareholder Offering: How To Make Massive Returns Every Time!
Posted by: | CommentsPre IPO Investing: How To Triple Your Investment. A Must Read For All Investors!
It\’s no mystery that IPO investing can make you millions overnight and investors savvy in this niche investment process constantly triple and quadruple their investments day in, day out. How do they do it? How does an investor pick a company with a winning model where they can buy a pre public share for .50 cents and go public with a solid share price of $2.00+ per share? Here is how it\’s done.
First the company that you are considering investing in must be either a stable market or an emerging industry with massive demand. There must be rapid domestic and international expansion potential. The company must be a lightning rod for top tier strategic alliances that will voluntarily spend publicity, branding and PR dollars announcing its alliance with this new company.
The corporate structure must be one that is conducive to streamline processes with little need for micromanagement while simultaneously no being so macro managed that no one is accountable. Each individual executive and board of directors member must have a solid track record of successful ventures, similar to the enterprise at hand. Each C and Executive level member must be completely submerged in the industry and should be able to hold a press conference, give an intelligent interview and by mere presence be able to give a skilled public face to the company when they are put on the spot.
Next, who is the team that is taking them public and what are they doing to ensure that the company has an organized S1 and audit phase with enough market maker contacts to match the company with a group that will aggressively promote the company shares to the public. One of the most crucial elements to the entire process of going public is \’publicity\’ and \’investor relations\’. During the pre public phase the publicists should be slamming the internet with viral publicity which will brand the company as the be all and end all of all companies within their direct market place. They should make effective use of press releases, video uploads, social and news media bookmarking, inter-industry blog participation and a high traffic blog of their own on their own website.
Post public services must also be taken into consideration as you don\’t want your stock to crash. The company must have multiple 30 day investor relations, stock promotion and TV and Radio campaigns to ensure that the company and stock will stabilize and gradually increase in value at a semi controlled rate.
These are the basics on what to look for when investing in pre IPO situations. Follow these general rules and watch your net worth grow! The best thing to do is find a consulting firm that takes companies public and offers a \’public float\’ or Direct Public Offering service to companies that meet certain criteria. This is where you will find a treasure trove of million dollar investment opportunities with quick turnaround and optimal profitability.
For Corporate Consulting or Invest Seed Capital In Pre-IPO Companies, call Princeton Corporate Solutions at 267-233-0183Take Your Company Public the easy way!
Investing in the ASX Share Market – Don\’t Trade Without This
Posted by: | CommentsThe ASX Share market can be a great place to increase your wealth – provided you make the right moves from the start. By this I mean that there are a few fatal mistakes that can cost people their nest eggs, and see them leaving the market for good.
If you had invested $150 a month in the ASX share market starting in 1980, and earning an average of 15% per annum, today you would have $1,038,490 or over one million dollars. $38 a week. Not bad, eh?
But many people when first starting out make a few fatal mistakes – maybe they lose a little (or a lot) of money. And they stop investing. They get scared out of the market. And because of this they lose out on all the rest of the gains over the years – they lose out on that million dollars we just discovered.
So how can we make sure we don\’t make the same mistake trading ASX shares? Your Trading Plan is the answer, and although it can be simple, it is the most powerful tool you will use in the market. If you haven\’t got one, you shouldn\’t be trading. But where do we start?
Well, one man\’s trading plan is another man\’s ruin. In other words, we are all different – and we all invest differently. But there are a few solid ground rules that will make your job easier. So having a trading plan should definitely involve the following:
1: Your Rules for Entry and Exit – or in other words, your rules for when you buy a share and when you sell a share. There are many different ways: some people use fundamental reasons like a company\’s earnings before interest and tax (EBIT), and others use technical reasons, like a breakout from price consolidation or the crossing of a trend line.
2: Your Money Management Rules – this is where you decide how much of your portfolio you will invest in one share. And also how many positions you will spread your portfolio across. As a guide, between 6 and 12 positions is usually optimum. Any less than 6 and you risk not being diversified enough. Any more than 12 and you risk being unable to out-perform the market (the best portfolios are often slightly focused).
While some people can spend years determining the right trading plan – it doesn\’t need to be complicated. With these rules you are well on your way to success in ASX shares.
Get more from your ASX Shares with a free course on trading and investing. There\’s also free research on Australian Stocks – all at www.asxmarketwatch.com .
Singapore Refinancing Your Home
Posted by: | CommentsEven though refinancing a housing loan can save you 1000\’s of dollars you will be surprised that not that many individuals in reality take the time to do it. If you considered the time it takes and figure out the cost saving benefits and equate that to how much you get paid per hour it could be like not going to work for several weeks. Consider the following aspects so that you can see how simple it is to refinance your housing loan today.
Current Interest Rate
It is definitely a good indication for you to explore refinancing when your current interest rate is higher than available home loan packages on the market. A first step to take is to go back to your existing bank or financial institution and ask them to revise your package, otherwise known as repricing. If your lender comes back with an offer, it will ordinarily be better than your current one. You can then compare this offer with offers from other lenders to see whether you should switch or stay put.
Lock-in and Clawback Periods
When you take up a housing loan, there may be a lock-in period where your housing lender will charge you a penalisation fee, commonly a percentage of your outstanding loan amount, if you were to fully repay your loan. Almost all housing loans also come with a clawback period where the lender will claim back \”freebies\”, such as legal expenses, that they \”gave\” you when you take up your home loan (Note: lock-in period is separate from clawback period). It may not be valuable for you to refinance due to such costs.
Loan Quantum
The larger your home loan amount, the larger your savings for the same decrease in interest rates. For instance, 1% on a loan of S$100,000 is much less than 1% on a loan of S$500,000. However, fixed cost to refinancing, which represents mainly of legal fees, do not vary much with loan quantum. The difference between your current and refinancing interest rates, therefore, has to be bigger for a comparatively smaller mortgage as fixed cost eats into a more significant part of your interest rate savings.
Perceived Interest Rate Movements
Your view on how interest rates is moving can be a factor when considering whether you should refinance. If you are currently on a fixed rate package and think interest rates are dropping, you may want to refinance to a floating rate package. Conversely, if you are on floating rates and believe interest rates are skyrocketing, changing to fixed rates may be a effective choice.
Personal Financial Assessment
If there is a change in your financial state, you may want to change your package particulars via refinancing. For example, you are starting your own business organization and do not want volatility in other areas. Give some consideration to taking up a fixed rate package. Maybe you want cash to invest in different property. Consider raising your loan quantum. Or your monthly income has increased and you want to minimise interest loan payments. Contemplate reducing your loan tenure.
Consider calling us today if you are looking for refinancing in Singapore. We can save you a lot of money plus give you the latest advice all for free.
Learn more about a premier housing loan advisory firm, providing housing loans with free mortgage broking. Don\’t reprint this exact article. Instead, reprint a free unique content version of this same article.
Investing in Real Estate in 2010 – Is it a Wise Decision?
Posted by: | CommentsThere are many reasons why people would like to buy real estate. Whether it is a family looking for a place to call home, a corporation who is adding to their list of rental units, or a small company who would like to try flipping a house for a business transaction.
The year 2010 will bring about many changes in the real estate world. One of the questions you may want to think about is whether or not investing in real estate is a wise decision for you. Here are a few things to consider:
The first thing to understand is that the prices and values of homes are set to go up in the future. This means if you purchase a house cheap right now you could expect to turn it around for a nice profit in the future. This also means you can pick up property for your personal use without facing a dropping value a short while after purchase.
With the economy still unstable, many more homeowners will find themselves unable to pay their mortgages. It is said that 1 out of every 4 homeowners owe more on their mortgage than their home is worth. With many people losing their jobs, their mortgages will go unpaid and their homes will be lost.
Another factor in the foreclosure crisis has been adjustable rate mortgages, which can easily double house payments on families that can barely afford their current payment. In the coming year many of these adjustable loans will reset, forcing yet even more families out of their homes.
Another consideration is the expiration of a critical federal program in March. This was a program to help homeowners that allowed the government to purchase debt and mortgage backed securities from Fannie Mae and Freddie Mac. It has kept mortgage rates lower, but when it expires you can expect to see mortgage rates rise back up. Rates could go from 4.88% to 6% easily.
The Department of Housing and Urban Development (HUD) is also considering some other big changes for the real estate market in the upcoming year which might make securing real estate more difficult in the future. For instance, the required credit score could be much higher, you may be required to put down a substantially larger down payment, and insurance premiums could skyrocket.
Finally, consider the value of the tax cuts currently being offered by the federal government. If you purchase your first home (the rules are lax on what \”first\” means) before July, you could receive up to $8,000 in tax breaks. If you decide to purchase a second property, you could receive up to $6,500 in tax breaks. Of course, you want to make sure you can afford your payments long term and not get sucked in by the temptation of this offer.
There may be other changes that come upon us in 2010, so if you are planning on entering the real estate market make sure you remain financially secure and will not stumble upon hard times like so many others. This can be an exciting time to make a purchase, but you want to make sure you can handle whatever happens over the next year or two.
Karen Lissack has been reporting about real estate and home related topics for close to 15 years. She will help you with information in various aspects in real estate from buying to selling, even investing. She is fully informed about chapel hill real estate and has helped people find the best chapel hill homes the market can offer.
Understanding Forex Investment
Posted by: | CommentsForex investment is so common and is so easy to do nowadays. Everyone can trade foreign currencies. But many people just focus on the return side and forget that the golden rule of \”high risk high return\”. Yes, there can be high risk that you may not be able to withstand behind such high return. Why not understand more about the associated risks before actually investing?
Forex trading though is what many people are doing, it does not associate with the term low risk. In fact the high return that draws many people to such investment indicates that it is a high risk investment. Based on the buying and selling of foreign currencies, you can be able to gain through the difference in exchange rate. But, how can one know exactly how the currencies fluctuate. Therefore, it is an investment only suitable for those who can withstand such high risk.
For a lower risk choice, you can choose forex related investment products. Instead of directly trading the foreign currencies, you trade the related products which are linked to exchange rate, interest rate and gold price, etc. This type of investment can give you a 5% or more return on average. But to note that though the risk is lower compared to forex trading, it is still with medium level of risk. You can lose money when the market does not perform well as a whole.
For an even lower risk investment, you can the fixed return type of forex investments. By gain fixed but lower earnings from such investment, one can withstand less risk. But you may have to pay attention that many of such investments require you to invest the money for a fixed period of time. That means, you are not able to withdraw or liquidate you investment for 3 moths, 6 months or a year of time.
Finally, the lowest risk one is the forex saving. With my knowledge and common sense, this is the type of forex investment that is more popular to the elderly. It can be described as with minimal risk for forex investment. Though with the low return, it does not imply that you can deposit the money into bank and that\’s all. You are also advised to get the market information to determine the rotation of currencies for every 3 to 6 months.
This type of investment though with lower return, it is extremely liquid. You can have more control of your cash flow. One of the key things to invest in forex market is try to focus more on the long term economy instead of short term news. Also, it is wiser to invest in several currencies instead of just one to spread the risks.
Actually, if you are not that familiar with the trading of forex or forex products, you may try forex trading systems which run automatically. Such systems follow the rules strictly in order to maximize your gain in the long run. And it is practically proven to give you more stable return.
Learn more about investment, visit: automated forex system trading